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Insurance Facts


Insurance facts

A Case For Consumer Driven Health Plans

Since the year 2000, premiums for family health insurance coverage have increased 73%, while inflation only grew 14% and wages 15%. Renewing without a long term strategy will only make any future benefits difficult to continue.

Early indications show that a national trend towards Consumer-Driven HealthCare is successfully slowing the escalation of high insurance premiums. The two health strategies behind this improvement are Healthcare Reimbursement Arrangements and Health Savings Accounts.

Why you should do business with us

Value Proposition

Why should you do business with us? We asked a number of our current clients that question and their replies gave us these answers:

  • Excellent Service – Always available to answer questions and perform various tasks for employer groups and their employees.  Efficient and thorough enrollment processes to make sure plans are in effect when they’re supposed to be.
  • Human Resource Information System – Helping employers keep track of all plan designs and rates for all employees.  The ease of additions, terminations and maintenance to benefits makes administration simple and saves time.
  • Innovative Ideas – Providing strategic thinking for long term solutions to save money now and in the future.  This is part of The Corporate Benefit Transformation needed by employers to keep control of the ever increasing high cost of healthcare.

The Corporate Benefit Transformation

  • Establish Vision and Goals on what you want benefits to be.
  • Current Assessment creates the benchmark of today.
  • HealthCare Strategies defines both the end of the journey and equally important the direction of the journey.
  • Communication System to integrate feedback and understanding of benefits.
  • Optimization streamlines cost efficiencies.
  • Implementation Support engages all vendors for common goal.
  • Assessment Measurement quantifies your ongoing success.

Throughout the years we've noticed that our true competition in this business is not another agent or brokerage firm but rather the status quo. Change is sometimes difficult to overcome and the reluctant cost increase is easier to accept. Change, however, is inevitable so consider our proposal to first meet, find out your needs and discover the options available from Texas Benefit. We are the leader in Corporate Benefit Transformation. Call us today to see if you’re available for discovery.

Armando F Polanco, Principal Managing Partner
Texas Benefit

Further Information

Contact us and setup an appointment to receive more information for your corporate, personal or group policy and let us show you what we can do for you. Contact us here.